Low LTV Crypto Loans on Clapp: A Safety-First Borrowing Model

Low LTV means borrowing a smaller amount relative to the value of your crypto collateral. This creates a wider buffer against price volatility and reduces liquidation risk.Because crypto prices can move sharply. A low LTV gives borrowers time and flexibility to react to market changes instead of facing immediate liquidation.Clapp uses a credit-line model where interest accrues only on the amount withdrawn. Rates depend on LTV, and unused credit carries 0% APR, making conservative borrowing more efficient.No. Borrowers can repay or draw funds at any time. Partial repayments immediately restore available credit without closing the position.Yes. Clapp allows up to 19 assets, including BTC, ETH, SOL, and stablecoins, to be combined into a single credit line.Clapp monitors LTV in real time and sends advance notifications before liquidation thresholds are reached, giving users time to add collateral or repay part of the balance.Low LTV suits long-term crypto holders, users seeking fiat liquidity without selling assets, and anyone prioritizing stability over maximum leverage.

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