Earning Interest on Ethereum: Alternatives to ETH Staking
Feature
ETH Staking
Clapp Flexible Savings
Yield type
Protocol rewards
Interest on ETH
Typical APY
~3–4% (variable)
4.2% APY (fixed)
Lock-up
Yes (bonded or delayed withdrawals)
No lock-ups
Liquidity
Limited
Full, instant access
Slashing risk
Yes
No
Validator exposure
Yes
No
Complexity
Technical setup or delegation
App-based, no setup
Yield accrual
Epoch-based
Daily
Capital flexibility
Low
High
Suitable for
Long-term passive holders
Users who value liquidity
Final thoughts
Earning yield on Ethereum does not always require staking. For many users, earning interest on ETH provides a cleaner, more flexible approach when liquidity, simplicity, and capital control matter more than maximizing protocol-native rewards.
Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
About Author
